Pre-Approved Personal Bank Loan. A Personal that is pre-approved Loan an instant loan center for chosen clients.

This doesn’t need any security or protection. If somebody has a credit that is good, she or he becomes entitled to a pre-approved personal bank loan. It has a processing that is quick and loan gets disbursed in moments.

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Debit Card

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Key features

  • Disbursal in 3 seconds* – you can get funds directly into your account in just 3 seconds if you are an ICICI Bank customer and also eligible for a pre-approved loan*
  • Minimal paperwork – Pre-approval Personal Loan at ICICI Bank is a hassle-free procedure which calls for zero or minimal documents for loan approval
  • Least processing time – The pre-approved loan clients take pleasure in the minimum processing time for disbursal of loan
  • No Security/ Collateral required – ICICI Bank provides pre-approved Personal Loan to chosen clients without the safety or security
  • Versatile Repayment – At ICICI Bank, pre-approved unsecured loan clients enjoy versatile payment scheme permitting clients to decide on tenure and level of their option. This will make loan payment really simple and hassle-free for the clients.


ICICI Bank pre-approved Personal Loan is generally speaking agreed to clients online payday loans Warren Michigan having a credit that is good or that have on a clean tabs on repaying their dues. Additionally it is agreed to clients whether they have no credit score discussing parameters like earnings and history that is saving. You can log in to Internet Banking using iMobile app or through to check your eligibility if you are an ICICI Bank customer.

Amount and Tenure

The Personal that is pre-approved Loan varies for each person. The most pre-approved quantity can get up to Rs 50 lakhs* which considers customer’s credit score along with loan payment period. To settle the mortgage, you are able to choose for tenure which range from 12 months to 60 months which can make the mortgage payment process simple for ICICI Bank clients.

Test Personal Bank Loan Calculation

*The values shown are for representation purposes just. Real values may vary.

Just how to Avail Pre-approved Personal Bank Loan

You are able to make an application for ICICI Bank pre-approved personal bank loan in simply 4 actions:

Step two: choose your needed loan amount and tenure.

Step three: Amount will likely to be credited for your requirements.

What exactly is Personal Loan that is pre-approved?

A pre-approved unsecured loan is generally provided by banks to clients that have a track that is clean of repaying their dues. It is offered by reduced rates of interest. Additionally, it is available in instance client doesn’t have credit rating basis parameters like earnings and cost savings history.

What’s the amount that is pre-approved may be sanctioned?

This is certainly considering your credit loan and history payment track. ICICI Bank provides amount that is pre-approved to Rs 20 lakh.

How do I submit an application for a Pre-approved loan?

It is possible to use through ICICI Bank site, ICICI Bank iMobile app or ICICI Bank ATM or perhaps SMS PL to 5676766.

How do you repay the pre-approved loan?

You’ll repay the mortgage in Equated Monthly Instalments (EMIs). Then through NACH mandate if you have an ICICI Bank Account, you can mandate us to directly debit the same through auto debit mandate or if you have an alternate bank account.

Just how time that is much it simply take for pre-approved loan approval and disbursal?

Pre-approved loans are immediate loans that are approved need simply 3 seconds* for disbursal.

Do i want safety to avail of Instant Personal Loan?

No, there’s absolutely no element protection or guarantor for the Personal that is pre-approved Loan.

*The loan quantity would be credited upon conclusion associated with verification that is online acceptance of last offer.